Take the Quiz: Can You Guess How to Prevent Identity Theft Online?
One of the most common questions that we get from internet users is how to prevent identity theft. This is one of the most difficult questions to answer given the number of unique ways in which criminals can steal your information. However, there are some identity theft prevention basics that you should understand in order to protect yourself online.
Do you know all there is to know about how to prevent identity theft? Take the quiz to find out!
True or False: Faked identification (such as driver’s licenses, passports, and social security cards) is the most common form of identity theft?
False. By far the most popular form of identity theft is credit card fraud. In 2014 alone, an estimated 31.8 million consumers in the United States had their credit cards breached in some fashion. Thieves have a number of clever tricks to steal credit card details, both physically and digitally. Credit card fraud is highly prevalent given the amount of transactions that take place online with credit cards.
If you’re wondering how to prevent identity theft related to your credit card, there are a few proactive steps you can take:
- Only use your credit card on websites with end-to-end encryption.
- Constantly monitor your credit card statement and check for charges that you didn’t authorize.
- Never share your credit card details over email or chat.
Advanced tip: Use identity protection services like LogDog’s CardProtector. We’ll keep your credit card protected from fraud by monitoring black market sites that share stolen credit card information. If your credit card appears, we’ll let you know right away so you can take action to cancel the card.
True or False: For the most up-to-date information on how to prevent identity theft, consumers should consult the Federal Trade Commission.
True! The Federal Trade Commission – often referred to by the acronym FTC – is in charge of keeping American consumers safe from fraud and theft. The FTC website contains tons of informative materials about how to prevent identity theft, what identity theft insurance is, and the do’s and don’ts of keeping your identity in safe hands. The commission even runs a website to help you recover from identity theft and get your life back on track should thieves get their hands on your personal information. For additional tips and advice follow BlogDog, LogDog’s cyber security blog.
Advanced tip: Use at least 2 different phone numbers for private accounts. Don’t tell others the phone number which you use to receive text messages of the verification codes.
True or False: Phishing scams are easy to spot and only the most oblivious users will fall for them.
False. Phishing scams are used to trick users into divulging personal data that they wouldn’t have otherwise shared. Via fake emails and instant messages, phishers try and trick their victims into sharing sensitive information like login passwords, bank account details, social security number, or credit card numbers.
Phishing scams are becoming increasingly more sophisticated and an estimated 30 percent of phishing emails get opened. Phishers are able to imitate major banks, social media sites, and email providers to create emails that appear to have originated from trusted sources.
That’s why it has become extremely difficult to differentiate between legitimate emails and phishing scams. If you want to protect your identity, always double check with an organization before responding to an email that requests personal information. Also, you can check the sender’s email address. If it didn’t come from the organization’s domain or has a strange email address, the email is likely a phishing scam.
Advanced tip: Access important sites (like PayPal) directly from bookmarks. Otherwise, check its domain name carefully. It’s a good idea to check the popularity of a website with the Alexa toolbar to ensure that it’s not a phishing site before entering your password.
True or False: My iPhone protects me from viruses and malware.
False. Mac computers, iPads and iPhones can also get viruses, malware and fall victim to hacks. Google and Youtube searches provide just as many tips for hackers of Apple devices as they do for PC’s! Researchers have also shown it is possible to create fake fingerprints to bypass Apple’s TouchID. To make sure your Apple devices are covered, download anti-virus software, the latest iOS updates and all the security patches.
Advanced tip: Download LogDog’s protection app for iOS or Android from the Apple Store to protect all your devices 24/7 from attempted hacks.