4 Things You Aren’t Protected Against Online Without a Protection App
The internet has truly revolutionized the way we do almost everything. Shopping, entertainment, banking, and even our social lives now take place almost exclusively on the internet. But there is a downside to all this activity: There is a treasure trove of personal information about all of us in the public sphere. The number one consumer complaint to the US Federal Trade Commission in 2014 was identity theft. In the past 6 years, Identity thieves have stolen $112 billion.
4 Areas Where You Are Vulnerable if You Don’t Have a Protection App
1) Email Account Hacking
Ever had your Gmail hacked? If so, you understand the heartache that comes along with a hacked email account. Once a hacker gets inside your personal or work email, it can be extremely difficult to get it back under control. You may be locked out and have to go through an extensive recovery process in order to regain access.
Hackers want access to your email because it may contain personal data that can be used to steal your identity. Even the smallest piece of information like your address, phone number, date of birth, and full name can be valuable to hackers that are trying to piece together the information they need to steal your identity.
Pro tip: Run LogDog’s Detective on your email inbox to see what personal data is sitting there.
2) Credit Card Fraud
You may already have a credit monitoring service, but your credit cards are still vulnerable to theft on the internet. In 2014, almost 32 million U.S. consumers experienced some sort of breach of their credit card. 15.8% of all ID fraud was due to credit card fraud.
Most of the problems result from inadequate infrastructure surrounding credit card purchases on the internet. A lot of vendors don’t use end-to-end encryption in their checkout processes, exposing customers to hackers that can intercept the data as it’s being transmitted. That means that hackers can literally pick your credit card details out of the air and use them to carry out credit card fraud.
Other vendors don’t properly secure their databases. This means that if a hacker is able to get inside a seller’s customer list, they can quickly gain access to their credit card details. This is possibly the most frustrating part of credit card fraud; you may do everything in your power to guard your credit card details, but one weak vendor is all it takes to have your credit card stolen.
Pro tip: Only shop on secure ‘https’ websites with buyer protection guarantees, and use LogDog’s CardProtector services.
3) Social Media Account Hacking
Have you ever had your Facebook hacked? If so, you probably didn’t think it was a big deal; after all, it’s only a social media account. But the truth is that social media is another hunting ground for hackers and online criminals looking for identity theft victims.
Social media platforms like Facebook, Twitter, and LinkedIn contain so much personal information about their users, that hackers can exploit weak accounts to get their hands on important personal information. Once they are able to build a picture of who you are, they can take that information and use it to apply for credit cards or loans in your name, leaving you with the obligation to the bank.
Pro tip: Check your Facebook privacy settings and don’t ever share personal information.
4) Bank Account Infiltration
One last area that may be vulnerable to hackers if you don’t have a protection app for your Iphone or Android, is your bank account. Nowadays, a lot of financial transactions take place online and banks give their customers the opportunity to implement almost any transaction via their websites.
While this is convenient for consumers, it puts you at risk of being hacked. If criminals are able to access your bank account (either by stealing your password or by using personal information they extracted from your email or social media accounts), they can quickly empty your account, leaving you with nothing.
Pro tip: Monitor all your online accounts 24/7 with a protection app like LogDog for unusual activity and unusual usage patterns.
While you can never be 100% safe online, why not take some proactive steps to make your life a little more secure? Download LogDog for iOS or Android, you never know when hackers will pick you as their next target.